Comments for The Most Awesome Stuff http://themostawesomestuff.com Totally Random, Awesome, Bizarre, Useful, and Interesting Articles and Information! Sun, 13 May 2012 20:17:18 +0000 hourly 1 http://wordpress.org/?v=3.2.1 Comment on can you help determine an old black powder rifle? by JD http://themostawesomestuff.com/guns/can-you-help-determine-an-old-black-powder-rifle/comment-page-1/#comment-29947 JD Sun, 13 May 2012 20:17:18 +0000 http://themostawesomestuff.com/guns/can-you-help-determine-an-old-black-powder-rifle/#comment-29947 I think you have a Model 1816 (Type) "Conversion" Rifle manufactured in 1822 and manufactured in the National Armory at Mutzig.(French, not German) These were originally manufactured as smooth bore muskets and had a Flintlock...Around the 1840's many of these were "converted" to percussion style locks, and rifling was cut into the barrel as part of this conversion along with the addition of a rear sight. These conversions were marked with either M1822 and/or the letter "T" or "MN" to signify it is in fact a conversion.(Some of these rifles were also marked with the letters "BIS"..written in script) Some of these firearms made their way to the U.S. and were used by Confederate troops during the American Civil War (1861-1865)..These Mutzig rifles were the basis for many of the rifle designs that came about during and after the American Civil War I think you have a Model 1816 (Type) “Conversion” Rifle manufactured in 1822 and manufactured in the National Armory at Mutzig.(French, not German) These were originally manufactured as smooth bore muskets and had a Flintlock…Around the 1840′s many of these were “converted” to percussion style locks, and rifling was cut into the barrel as part of this conversion along with the addition of a rear sight. These conversions were marked with either M1822 and/or the letter “T” or “MN” to signify it is in fact a conversion.(Some of these rifles were also marked with the letters “BIS”..written in script) Some of these firearms made their way to the U.S. and were used by Confederate troops during the American Civil War (1861-1865)..These Mutzig rifles were the basis for many of the rifle designs that came about during and after the American Civil War

]]> Comment on “Andvanced Virus Removal”? by Anand B http://themostawesomestuff.com/computers/andvanced-virus-removal/comment-page-1/#comment-29655 Anand B Fri, 11 May 2012 22:19:32 +0000 http://themostawesomestuff.com/computers/andvanced-virus-removal/#comment-29655 u have to do system recovery ,when u do that all the things in ur hardrive will be deleted ,and it will be the same as u brought it home from the stores fresh and clean ,after u do that be sure to install ur anti virus so u dont get virus again u have to do system recovery ,when u do that all the things in ur hardrive will be deleted ,and it will be the same as u brought it home from the stores fresh and clean ,after u do that be sure to install ur anti virus so u dont get virus again

]]> Comment on Why do laptops get so hot in the bottom? What is the use of calling it “laptop” then? by Tim http://themostawesomestuff.com/computers/why-do-laptops-get-so-hot-in-the-bottom-what-is-the-use-of-calling-it-laptop-then/comment-page-1/#comment-28562 Tim Fri, 04 May 2012 18:58:31 +0000 http://themostawesomestuff.com/computers/why-do-laptops-get-so-hot-in-the-bottom-what-is-the-use-of-calling-it-laptop-then/#comment-28562 it gets hot in the bottom because that where the processor and hard drive and everything that has do with running the computer is and it is called a laptop because they are light weight and portable so you really can set it on your lap be it on a train, in the park, or on the couch =op it gets hot in the bottom because that where the processor and hard drive and everything that has do with running the computer is and it is called a laptop because they are light weight and portable so you really can set it on your lap be it on a train, in the park, or on the couch =op

]]> Comment on Why do laptops get so hot in the bottom? What is the use of calling it “laptop” then? by dptd http://themostawesomestuff.com/computers/why-do-laptops-get-so-hot-in-the-bottom-what-is-the-use-of-calling-it-laptop-then/comment-page-1/#comment-28561 dptd Fri, 04 May 2012 18:40:13 +0000 http://themostawesomestuff.com/computers/why-do-laptops-get-so-hot-in-the-bottom-what-is-the-use-of-calling-it-laptop-then/#comment-28561 It's normal when laptops get hot... usually they are hot where the battery is or graphic card. When You are rendering something, or playing games etc. it's getting warmer and warmer. For example my MacBook Pro is cold almost all the time during normal work (documents, web, music etc.). But when I launch some applications which need more power (games, graphic etc.) it can get really hot after some time. Don't worry it's normal. :) Ach, one more thing... make sure that You aren't blocking Your cooler slot. :P It’s normal when laptops get hot… usually they are hot where the battery is or graphic card. When You are rendering something, or playing games etc. it’s getting warmer and warmer.

For example my MacBook Pro is cold almost all the time during normal work (documents, web, music etc.). But when I launch some applications which need more power (games, graphic etc.) it can get really hot after some time.

Don’t worry it’s normal. :)

Ach, one more thing… make sure that You aren’t blocking Your cooler slot. :P

]]> Comment on Q&A: Can a particular person diagnosed with a mental disorder lose their house to foreclosure”? by serenity_now! http://themostawesomestuff.com/loans/qa-can-a-particular-person-diagnosed-with-a-mental-disorder-lose-their-house-to-foreclosure/comment-page-1/#comment-28078 serenity_now! Mon, 30 Apr 2012 21:14:24 +0000 http://themostawesomestuff.com/loans/qa-can-a-particular-person-diagnosed-with-a-mental-disorder-lose-their-house-to-foreclosure/#comment-28078 No. The only way to lose a home to foreclosure is by not paying the mortgage. It is not against the law to have anxiety or depression. No. The only way to lose a home to foreclosure is by not paying the mortgage. It is not against the law to have anxiety or depression.

]]> Comment on When purchasing a new property, How lengthy before you can “refinance”.? by Joy http://themostawesomestuff.com/loans/when-purchasing-a-new-property-how-lengthy-before-you-can-refinance/comment-page-1/#comment-26649 Joy Sun, 22 Apr 2012 07:24:00 +0000 http://themostawesomestuff.com/loans/when-purchasing-a-new-property-how-lengthy-before-you-can-refinance/#comment-26649 Look for the answer in the document that every body that buys a house sings and nobody reads. THE MORTGAGE DEED. Look for the answer in the document that every body that buys a house sings and nobody reads. THE MORTGAGE DEED.

]]> Comment on When purchasing a new property, How lengthy before you can “refinance”.? by Michael_Pro http://themostawesomestuff.com/loans/when-purchasing-a-new-property-how-lengthy-before-you-can-refinance/comment-page-1/#comment-26648 Michael_Pro Sun, 22 Apr 2012 06:54:02 +0000 http://themostawesomestuff.com/loans/when-purchasing-a-new-property-how-lengthy-before-you-can-refinance/#comment-26648 Interest is not high. It is still at all time lows. The average rate is 6.25% at the present time. If you can't afford that you are out of luck...it's only going higher. I've been a Realtor since 1970 and rates at that time were 7.25%. I've seen them as high as 18% in 1980. Rates will probably hit 8 to 10 percent and stay there in the next five years. As far as refinancing you can do it the next day if you like. Some loans do have a pre-payment penalty however. Interest is not high. It is still at all time lows. The average rate is 6.25% at the present time. If you can’t afford that you are out of luck…it’s only going higher. I’ve been a Realtor since 1970 and rates at that time were 7.25%. I’ve seen them as high as 18% in 1980. Rates will probably hit 8 to 10 percent and stay there in the next five years. As far as refinancing you can do it the next day if you like. Some loans do have a pre-payment penalty however.

]]> Comment on When purchasing a new property, How lengthy before you can “refinance”.? by rlanicek http://themostawesomestuff.com/loans/when-purchasing-a-new-property-how-lengthy-before-you-can-refinance/comment-page-1/#comment-26647 rlanicek Sun, 22 Apr 2012 06:31:38 +0000 http://themostawesomestuff.com/loans/when-purchasing-a-new-property-how-lengthy-before-you-can-refinance/#comment-26647 You can refinance as soon and as often as you want. Three things to consider however: 1. Most lenders will only refinance based on the sales price instead of the fair market value if you've owned it for less than twelve months. 2. You will incur closing costs again, adding another $ 3k to $ 5k to your principal balance unless you pay them out of pocket. 3. You may have a pre-payment penalty on your current mortgage which will also increase your new loan amount--usually by six months' interest or more. If you buy your new home with no pre-payment penalty on the loan (you can buy it out); can afford to pay closing costs either now or later when you refinance; and sincerely believe your credit score will increase significantly over the next few months, then go for it. Rick Lanicek www.primelendingonline.com You can refinance as soon and as often as you want. Three things to consider however:

1. Most lenders will only refinance based on the sales price instead of the fair market value if you’ve owned it for less than twelve months.

2. You will incur closing costs again, adding another $ 3k to $ 5k to your principal balance unless you pay them out of pocket.

3. You may have a pre-payment penalty on your current mortgage which will also increase your new loan amount–usually by six months’ interest or more.

If you buy your new home with no pre-payment penalty on the loan (you can buy it out); can afford to pay closing costs either now or later when you refinance; and sincerely believe your credit score will increase significantly over the next few months, then go for it.

Rick Lanicek
http://www.primelendingonline.com

]]> Comment on When purchasing a new property, How lengthy before you can “refinance”.? by Skip http://themostawesomestuff.com/loans/when-purchasing-a-new-property-how-lengthy-before-you-can-refinance/comment-page-1/#comment-26646 Skip Sun, 22 Apr 2012 06:23:31 +0000 http://themostawesomestuff.com/loans/when-purchasing-a-new-property-how-lengthy-before-you-can-refinance/#comment-26646 That depends on how much cash you put down on the home, the appreciation value. If you put down say 20% you may refinance at anytime. Like the others are saying there is a possibility that you might have a prepayment penalty, if you refinance with the same lender they might just waive the prepay. Refinancing with another lender I doubt they will waive the prepay. Now if you are speaking of a rate and term refinance where as you are just looking to lower your rate after a purchase, normally after about 6 months of payments. Again this will depend on the prepayment penalty so if that is your goal you should consider buying out the prepay before your loan close. There are some loans that have loop in them where you have a time frame where you can refinance without a prepay as long as you do it with in the right time frame. Ask your broker about such a loan and other loan products that are available to you to suit your needs. I hope this has been of some use to you, good luck. "FIGHT ON" That depends on how much cash you put down on the home, the appreciation value. If you put down say 20% you may refinance at anytime.

Like the others are saying there is a possibility that you might have a prepayment penalty, if you refinance with the same lender they might just waive the prepay. Refinancing with another lender I doubt they will waive the prepay.

Now if you are speaking of a rate and term refinance where as you are just looking to lower your rate after a purchase, normally after about 6 months of payments. Again this will depend on the prepayment penalty so if that is your goal you should consider buying out the prepay before your loan close.

There are some loans that have loop in them where you have a time frame where you can refinance without a prepay as long as you do it with in the right time frame.

Ask your broker about such a loan and other loan products that are available to you to suit your needs.

I hope this has been of some use to you, good luck.

“FIGHT ON”

]]> Comment on When purchasing a new property, How lengthy before you can “refinance”.? by Gitchy gitchy ya ya da da http://themostawesomestuff.com/loans/when-purchasing-a-new-property-how-lengthy-before-you-can-refinance/comment-page-1/#comment-26645 Gitchy gitchy ya ya da da Sun, 22 Apr 2012 06:17:30 +0000 http://themostawesomestuff.com/loans/when-purchasing-a-new-property-how-lengthy-before-you-can-refinance/#comment-26645 Depends on the lender you use for the refi. Some will work with you a day after closing, some will want you to be in the house 6 months. Ask your current lender to waive the prepayment penalty. They may be willing to do this, but with a slightly higher interest rate. Even though you're already unhappy with a too-high rate, a prepayment penalty will be even more expensive. Depends on the lender you use for the refi. Some will work with you a day after closing, some will want you to be in the house 6 months.

Ask your current lender to waive the prepayment penalty. They may be willing to do this, but with a slightly higher interest rate. Even though you’re already unhappy with a too-high rate, a prepayment penalty will be even more expensive.

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