You were not talking to the “loss mitigation” center. You were talking to the collections department. I’m very sure they told you they were “loss mitigation” and in their sense of the world, they are right. They are trying to mitigate losses!

Try again and ask for “work-out”. From now on keep a written diary of everything you discussed with the lender including if they answer the phone and don’t and every name you can get and their job title. The will definitely try to steer you away from the “work-out” department. If they don’t service you the way you think you should be serviced and you think your case has merit, then consider filling a complaint with your state attorney general. This might “wake up” the work-out department.

Don’t send any money to the lender until you get a work-out in WRITING! They may try to cash your “unacceptable” payments and place the money into a “suspense fund”. This is not credited to your account. It is legal. If they foreclose, they will not take this money into account. After they foreclose it will be used to cover (mitigate) their losses.

If it comes to a time that you don’t think you can save the house, contact a real estate agent who very experienced with “short sales”. Experience is very important. The agent will also be the best front person to deal with the lender in many other matters.

Put the house up for sale and asked the agent to notify the lender. Hopefully, the agent can stall the lender and gain additional marketing time sell the house. The agent knows what is best to do from here on to try to keep you from defaulting. Leave this part in the hands of a professional.

Best Wishes,
Altan Kartaltepe

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I thoroughly recommend Linux Mint 9 Main Edition which is built upon Ubuntu 10.04 Its easy to install and easy to use plus it comes with much of the software you are likely to need preinstalled

Linux Mint has a similar installer called mint4win (mint4win works the same as Wubi so the instructions outlined above are almost identical)

You keep Windows as it is, mint4win only adds an extra option to boot into Linux Mint. mint4win does not require you to modify the partitions of your PC, or to use a different bootloader, and does not install special drivers. It works just like any other application.

mint4win keeps most of the files in one folder, and if you do not like it, you can simply uninstall it as any other application.

Boot in to windows insert the Linux Mint LiveCD and you will offered the option of installing inside windows which is where the mint4win installer comes in, you will be asked how many gigabytes you wish to allocate to Linux Mint (I recommend 8gb) then you set a password for your installation then click install and thats it.

Once Linux Mint is fully installed upon starting your PC you will be given a choice of which operating system you want to use Windows or Linux Mint

Linux Mint 9 Download
http://www.linuxmint.com/edition.php?id=52

Linux Mint 9 User Guide
http://www.linuxmint.com/rel_isadora.php

also worth considering is Linux Mint 10 which is based upon Ubuntu 10.10

Linux Mint 10 Download
http://www.linuxmint.com/edition.php?id=67

Linux Mint 10 User Guide
http://linuxmint.com/rel_julia.php

You download the ISO. image of Linux Mint 9 or Linux Mint 10 then you need to create a Bootable LiveCD for installation

Linux Mint 9 and Linux Mint 10 and can also be run direct from the LiveCD from Boot without touching your Hard Drive

If you should choose to carry out a full installation follow the tutorials below

The Perfect Desktop – Linux Mint 9 (Isadora)
http://www.howtoforge.com/the-perfect-desktop-linux-mint-9-isadora

The Perfect Desktop – Linux Mint 10 (Julia)
http://www.howtoforge.com/the-perfect-desktop-linux-mint-10-julia

LUg.

My fave PSU calc http://extreme.outervision.com/psucalculatorlite.jsp says
P4 519 / 2 x ddr2 / 1 x sata / 1 x dvdrw / front panel / 3 x fan / HD3850 = 245W

so even a dell 300W would be pushing it at this point (age considering)

I would use this

PC Power & Cooling Silencer S41D2 410W
http://www.newegg.com/Product/Product.aspx?Item=N82E16817703014
$ 60 w/ free shipping

for AGP the best on the market is this

HIS Radeon HD 3850 512MB/256-bit GDDR3 AGP 4X/8X IceQ 3 Turbo
http://www.newegg.com/Product/Product.aspx?Item=N82E16814161226
$ 203

or a non OC model that is easier on the wallet

SAPPHIRE 100228L Radeon HD 3850 512MB 256-bit GDDR3 AGP 4X/8X
http://www.newegg.com/Product/Product.aspx?Item=N82E16814102730
$ 130

Either one will play COD4 just fine, but it is not a new game. It will not handle COD5 and a lot of the newer games that are out nowadays, or even some of the non-optimized releases like GRAW.

So if you are a budget gamer, and want to play older, legacy games this will do the job for $ 200 (the good PSU & sapphire 3850) and you can start saving up for your new rig which will be a lot more coin (my GTX260 cost $ 250 alone, a core7 is $ 220 and a good mobo is $ 200 to $ 300… you get my point)

cheers

an nvidia graphics card is what I’d buy. find out what specs call for on game and buy to those specs. I work in a Dell shop supporting almost 5000 Dell computers and laptops, we have had some 260′s used for advanced programs like AutoCAD. They performed ok but not as good as those new Precisions in that lab.

As far as chips go, most games, even new ones, aren’t programmed to use more than one chip. dual core or quad core, game will run on one chip. advantage of multi-core is that other programs can run off another core while game can use one core by itself.
Best bet is to get you an upgraded computer with newer motherboard.